*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:#16324a;background:#eef7ff;line-height:1.65}
a{color:#0b5fa5}
header{background:rgba(255,255,255,.97);box-shadow:0 6px 24px rgba(11,95,165,.16);position:sticky;top:0;z-index:10;backdrop-filter:blur(6px)}
.top{max-width:1160px;margin:0 auto;padding:12px 18px;display:flex;gap:14px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.brand{font-weight:800;font-size:20px;color:#0b5fa5;text-decoration:none}.brand span{color:#ff7a1a}.brand img{height:40px;width:auto;display:block}
nav{display:flex;gap:14px;flex-wrap:wrap;align-items:center}nav a{text-decoration:none;font-weight:600;font-size:15px;padding:6px 2px;border-bottom:2px solid transparent}nav a:hover{color:#ff7a1a;border-bottom-color:#ff7a1a}
.cta{display:inline-block;background:linear-gradient(135deg,#ff8a2a,#ff6a00);color:#fff!important;padding:12px 22px;border-radius:999px;text-decoration:none;font-weight:800;box-shadow:0 8px 20px rgba(255,122,26,.38);transition:transform .3s,box-shadow .3s}
.cta:hover,.cta:active{transform:translateY(-2px) scale(1.02);box-shadow:0 12px 26px rgba(255,122,26,.5)}
main{max-width:1160px;margin:0 auto;padding:26px 18px 52px}
.hero{display:grid;grid-template-columns:1.1fr .9fr;gap:26px;align-items:center;background:#fff;border-radius:22px;padding:28px;box-shadow:0 14px 34px rgba(11,95,165,.14);border:1px solid #d8ecfb}
.hero-gradient{background:linear-gradient(135deg,#0b5fa5 0%,#0e7ac7 55%,#2aa5e8 100%);color:#fff;border:none}
.hero-gradient h1{color:#fff}.hero-gradient p{color:#eaf6ff}.hero-gradient .note{color:#d8ecfb}
.hero img,.card img{width:100%;height:auto;border-radius:14px;display:block;transition:transform .3s}
.hero img:hover,.card img:hover{transform:scale(1.03)}
.badge{display:inline-block;background:#ff7a1a;color:#fff;font-weight:800;font-size:13px;letter-spacing:.4px;padding:6px 12px;border-radius:999px;margin:0 0 12px}
h1{font-size:36px;line-height:1.18;margin:0 0 14px;color:#0b3a5c}h2{margin-top:8px;color:#0b5fa5;font-size:26px;line-height:1.25}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border-radius:18px;padding:18px;box-shadow:0 8px 24px rgba(11,95,165,.12);border:1px solid #d8ecfb;transition:transform .3s,box-shadow .3s}
.card:hover{transform:perspective(800px) rotateX(5deg) rotateY(-5deg) translateY(-8px);box-shadow:0 26px 40px rgba(11,95,165,.28)}
.card:active{transform:scale(.98)}
.card h3{margin:10px 0 6px}.card h3 a{text-decoration:none;color:#16324a}.card p{margin:0}
section{background:#fff;border-radius:18px;padding:24px;margin-top:20px;box-shadow:0 8px 24px rgba(11,95,165,.08);border:1px solid #e2f0fb}
.note{font-size:14px;color:#4a657d}footer{background:#0b3a5c;color:#fff;padding:30px 18px;margin-top:32px}
footer .wrap{max-width:1160px;margin:0 auto}footer a{color:#ffd9b8}
@media(max-width:900px){.grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.hero,.grid{grid-template-columns:1fr}h1{font-size:28px}h2{font-size:22px}.top{justify-content:center;text-align:center}nav{justify-content:center}.cta{width:100%;text-align:center}.hero{padding:20px}section{padding:18px}}